FAQ's

1. Insurance FAQs

• What is Insurance?
• What is an Insurance Policy?
• What are the Different Types of insurance?
• What are the Principles of Insurance?
• How do I know a good insurance company from a bad insurance company?
• How do I Choose a Business Insurance Agent?
• What is difference between my agent, the insurance company, and an adjuster?

2. Auto Insurance FAQs

• What is Auto Insurance?
• Can the insurance company cancel your insurance if you file only one claim?
• Why an insurance company asks for your credit card related information or any previous bankruptcy claim?
• In case you forget to pay your premium on time, will your policy be canceled?
• Does your life partner's poor driving record increase the premium amount?
• If you do not have auto insurance and you meet an accident where you were not at fault, will the insurance company of the party at fault pay the repair expenses?
• How do I proceed for filing a claim?

3. Car Insurance FAQs

• What are the prerequisites you should look for while insuring your new car?
• Should you insure your secondhand car, if it is just worth a few hundred dollars?
• Is a borrowed car covered under auto insurance?
• Are you legally eligible to drive without insuring the vehicle?
• How are the cost of repair and the value of your car determined?
• Can your insurance company compel you to use any particular set of auto repair parts?
• What return do you get from the insurance company in case of a totaled car?

4. Condo Insurance FAQs

• What are the types of condo insurance that I may be requiring?
• Will I need a title insurance if buy a condominium?
• The defect in my tub damaged the ceiling of the condo below because of the water overflow, will my insurance cover for this damage?
• There is a master policy of my condo association. Are there any other insurance that I need?
• From where can I get condominium insurance?
• How much condo insurance coverage will I need?
• What are the types of condo insurance coverage?
• How can I know if I need more condominium coverage?

5. Home Insurance FAQs

• What do you mean by home insurance?
• What is present in a standard home insurance policy?
• What are the types of home insurance policies available?
• Does my home insurance policy cover flooding?
• What is the difference between cancellation and non-renewal?
• Is it necessary to insure a house while it is under construction and if yes, how to do so?
• My house is destroyed by fire. Until I can rebuild it, will my insurance company pay my living expenses?
• What is the best way to select homeowner's insurance companies?
• Can you get insurance for a home you are not liviing in?
• Can you get home insurance after three claims?
• How much home insurance do one need.
• How do I file a home insurance's claim?

6. Health Insurance FAQs

• Why Do I Need Health Insurance?
• Where Do People Get Health Insurance Coverage?
• What types of health plans are available to me?
• What is a PPO?
• What is an HMO?
• What is the best health plan for me?
• I am planning on living abroad for several months. Do I need special health insurance?

7. Landlord Insurance FAQs

• Why is it important to have landlord insurance?
• Do You Have Adequate Landlord Protection Insurance?
• When is a landlord liable for an injury to a tenant or visitor to the rental property?
• How can landlords minimize financial losses related to repairs and maintenance?
• When Should I Purchase Landlord Insurance?
• How do insurers calculate the premium for Landlord's Insurance?
• Which is the Best Landlord Insurance?

8. Life Insurance FAQs

• When should I buy life insurance?
• What does insurable interest mean on a life insurance policy?
• Can I do anything to lower the cost of life insurance?
• What is a life insurance medical exam and how should I prepare for it?
• I want to convert part of my term life insurance to permanent life insurance. How does this work?
• Do I need to buy a separate life insurance policy for my child?
• How do I change the beneficiary on my life insurance policy?

9. Medical Insurance FAQs

• What is Medical Insurance?
• Why should you get medical insurance?
• Can you get medical insurance for your family that is separate from your own policy?
• What happens to your medical insurance if you lose your job?
• What is considered a preexisting condition?
• How do you determine if you have a 'preexisting condition'?
• What is International Medical Insurance?

10. Renters Insurance FAQs

• What is renters' insurance?
• Are there insurance issues to consider, if I want to rent out my home?
• My friend and I share an apartment. Will her renters' policy cover my possessions?
• For how long does an insurance company have to pay on a claim?
• Where can you avail renters' insurance quotes?
• I want to rent my home. Are there insurance issues to consider?
• What are the advantages of having renter's insurance?
• How do I decide how much renters insurance one should have?
• What are the six Important Questions to Ask for Renters Insurance?

11. Mobile Home Insurance FAQs

• What is Mobile Home Insurance Coverage?
• What to look for in mobile home insurance?
• What are the things to know when insuring your mobile home?
• How to find out how to insure on my mobile home insurance?
• What must I know about mobile home insurance?
• What are the Advantages of Mobile Home Insurance?
• How to keep the costs down of my mobile home insurance
• What are the steps to purchase mobile home insurance?

12.SR-22 Insurance FAQs

• What is SR-22 insurance?
• Can I drive any car with SR22 insurance with permission?
• Can I get an SR22 without buying insurance for my car?
• What is an "SR22 Filing"?
• How does the SR-22 process work?
• How do I avoid Future SR-22 cancellation suspensions?
• What are the minimum liability limits of SR-22 insurance?